At the age of 22, Lauren Simmons made history in 2017 as the youngest man, only the second single woman to work as a trader in the 228-year history of the New York Stock Exchange.

He released his podcast last month Wealth of the Mind Body with Lauren Simmons which talks about a holistic approach to wealth creation.

I reached out to Lauren and talked to her about her time as a trader, her misconceptions about money, her new podcast.

Grove. Growing up, are you always interested in finances and investments?

Simmons. I have always been in charge of personal finances. My family always taught us early on how to create a loan and have a check-savings account. I was put on my mom և grandma և junior credit card so I could get a loan until I was 18 years old. My mother opened a teen check-in account at Wells Fargo when I was 13 when I received any benefits. Then, when I was 16, I had my first job. I learned to budget a long time ago, to put most of my check in my savings account. It really grew out of there. Obviously, my first attempt at investing was not until I reached the trading platform.

Grove. How did you move from engineering to genetics and then to finance?

Simmons. When I was in high school, we had to choose a program that would last us all four years. I mistakenly entered architectural engineering. At least I thought I was going to do it for a semester, but I fell in love with it. I like to be in areas where it doesn’t make sense. This has happened to me throughout my career. I was the only girl in that class in all four years, one of the few African-Americans in that class. I thought I would eventually go to Georgia Tech or some other architectural engineering project. When I did not pursue an engineering degree, I had to take some key steps to get to college. It was easy for me to make that change from engineering to genetics because I have a brother who has a stroke. I really wanted to make an impact on families just as doctors did on my upbringing. On a personal and professional level, there are many things, I mean how they are interconnected. I was still very busy with statistics, math and algorithms. So it made sense to turn that axis from architectural engineering to genetics, and finally finance.

As I was writing my dissertation, I realized that we were not as technologically advanced as I had hoped in genetics, which I pursued in college. I still wanted to move to New York էի I was going to find out from there. So when I went to New York, I did not look for the New York Stock Exchange, the New York Stock Exchange looked for me. I was looking for a position where I could use my analysis in analysis, statistics և data. That’s how I got on the New York Stock Exchange.

Grove. When you first started working at the New York Stock Exchange, did you know that you were the youngest businessman and one of the youngest women in history?

Simmons. No. I did not know I was the second African-American. At the time, I did not even realize that I was the only woman with about 250 men. I think when you are in a space, you are doing something, you are not the outsider looking inside. So when I entered the room, of course, there were women on the floor who were news reporters, assistants, there were other women, but by and large, on the one hand, I could count the number of women on the floor. I would say about five.

I come from a background where most of the time I have always been the only woman or one of the very few women in the universe և certainly many minorities in the room. I was in such environments for most of my young life, so that was nothing new. But, of course, once someone points it out. The journalist contacted me from BBC News, և he sent me a letter on LinkedIn և said: When someone called it, I could recognize it.

Grove. What lessons have you learned from your stock market experience that you will take with you during your career while working for one of the good old boy clubs?

Simmons. When I go out on the floor, I am often asked: “Which shares should I invest in?” Or, “How can I get rich overnight?” Those things just don’t happen. I was a trader in equity. We are not fortune tellers, are we? We move with the same information that people receive. Do we get information in more real time, yes? But we still have no idea how securities work. What I’m saying is that accountability is what I learned. Whether it’s, you know, your personal finances or your personal journey. As a trader, I worked for $ 150 million a day in stock trading, and we had to make decisions in microseconds. So what I have learned is everything we have done, whatever decision we have made, be it good, bad, indifferent, we must be accountable. We could not hide from others about our mistakes. We can not blame others for our mistakes. We just had to show up and own it. Whatever the outcome, we would have to face it. I think this is one of the biggest lessons I learned in the early part of my career. Being in an area where you had to be accountable, we did not make mistakes – they blamed another person. I think directness has taken me so far in my business career, even in my personal finances. It’s one of those things when people meet me or know me personally, they say Lauren is very direct.

Grove: Now let’s move on to your latest venture. How long have you been developing Mind Body Wealth on Lauren Simmons podcast և How did it work with Spotify?

Simmons. Yes, this is something I have been working on for two years. Thank you so much և I’m honored to work with Spotify նրանք that they have come to an end. They really believed in my vision, they wanted to make it happen. I am so thankful to be with them on this journey. 10 minutes later, when I touched them, it was yes.

Grove. As an investor myself, I always check with CNBC, Bloomberg, Yahoo Finance and more. I have two young daughters with whom I often talk about making a fortune. From now on we will listen to your advice. With that said, what do you want your listeners to get from the podcast?

Simmons. Wow I love that you watch CNBC, Bloomberg և me too. I just sincerely love learning about space. But I do not think this is a traditional financial podcast for me. I think we have a lot of platforms and resources available if you want to learn direct finance. I think the mark with CNBC and Bloomberg is missing from several different angles. One is the demographic audience they are trying to reach. I do not think they are as comprehensive as they could be. The other thing is that this talk of building wealth is much bigger than investing and making a profit. I work with high-income clients who still live on paychecks. I work with people who have a great team, they manage their money, but they do not understand the mindset of being rich. So my podcast is really interconnected. It is the mind, the body և wealth. We will have these intimate conversations with successful people, what is their personal path with finances. I think this is where we start to see change փոփոխ change in people’s eyesight creates wealth. I am a true believer that anyone can make money. But even if you make a lot of money, what does that mean? This is where I want to have another conversation, how should we conduct those conversations, not make money taboo, but change the meaning of the wealth mentality? I think if we can do that, with a holistic approach, we can really change the course of the future, especially when it comes to women փող minority money.